Canada Take-Home Pay Calculator (2026)
Estimate your net pay after federal and provincial tax, CPP and EI. Pick your province, enter your salary or hourly rate, and see your take-home pay instantly — free, no account needed.
Your details
Estimate only. Uses 2026 federal & provincial brackets with the basic personal amount, CPP (including CPP2) and EI, plus the standard CPP/EI and Canada employment credits. It does not account for TD1 claims, benefits, or other deductions — your real pay may differ.
Estimated take-home pay
- Gross pay
- $2,500.00
- Federal tax
- −$242.58
- Provincial tax
- −$131.48
- CPP
- −$140.74
- EI
- −$40.75
- Total deductions
- −$555.55
- Net pay
- $1,944.45
Need the real, CRA-accurate numbers?
OhMyPayroll calculates CPP/CPP2, EI, and federal & provincial tax from the CRA's published T4127 tables, with TD1 claims, pay stubs, T4s and ROEs. Québec payroll is not yet supported. This calculator is a quick estimate; the product runs the real calculation.
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Calculate take-home pay by province
Frequently asked questions
- How accurate is this take-home pay calculator?
- It is a 2026 estimate using federal and provincial tax brackets, the basic personal amount, CPP (including CPP2) and EI, plus the standard CPP/EI and Canada employment tax credits — the same statutory rules as our payroll engine. It does not include TD1 claims, benefits or other deductions, so your actual pay may differ. For exact numbers, run real payroll in OhMyPayroll.
- What deductions are included?
- Federal income tax, provincial/territorial income tax, CPP (base + CPP2) and EI — each capped at the 2026 statutory maximums.
- Does it work for every province and territory?
- Estimated for 12; Québec only as a rough comparison — QPP, QPIP and Québec tax are not modelled, and OhMyPayroll does not yet run Québec payroll. Québec uses its own provincial tax plus QPP and QPIP rather than CPP/EI.